Exploring mortgage default causes reveals that strategic defaults are not always the primary reason. For years, bank credit analysts have assumed defaults were voluntary, especially when borrowers’ equity fell below their loan balance. This led to a cynical view of homeowners and investors in foreclosure, assuming underwater finances directly led to default. However, this perspective […]
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David A. Krebs
NMLS # 285280
DA Krebs, Inc. dba DAK Mortgage
NMLS # 1922428
1080 Brickell Avenue, #3106
Miami, Florida 33131
