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How Can a Mortgage Broker Help Your Clients?
If you work for a large banking institution there are times when you have trouble qualifying your clients for a mortgage or need to finance tricky deals. Some large lenders establish a professional relationship with brokers who typically have access to far more loan products and types of loans than a large-scale bank, whether it’s FHA loans, VA loans, jumbo loans, a USDA loan, or simply a borrower with bad credit. We specialize in closing tricky deals.
One of the most important things a residential real estate investor needs is a great mortgage broker who can be a partner in the lending process, someone who can put together your deals using a variety of different financing tools.
If you’re considering buying a property of four units or less, it’s considered a home loan.
However, a property of five units or more is considered a commercial loan. Commercial mortgage loans can be obtained at different variable interest rates as compared to residential loans.
Commercial Mortgage Loans are specially tailored for buying property that can be used for commercial use. Are you expanding current business premises and looking for a loan? Maybe you’re looking to make a residential investment or want to invest in commercial property? We even offer commercial mortgage options for property development.
Florida has one of the largest numbers of foreign real estate investors in the U.S. according to the National Association of Realtors Florida. Non-U.S. borrowers can get financing from lenders, banks and other financing organizations.
As mortgage brokers, we have extensive experience helping foreign nationals interested in investing in the U.S. We are committed to help you find the right products and/or programs that will fit with your financial needs in purchasing a vacation home or an investment property in the U.S.
A home mortgage is a big personal financial commitment. It is important to choose the right kind of home mortgage to save money and headaches in the future. The right home loan can save thousands of dollars in the long run. We are committed to helping you choose the right mortgage for your needs.
A condo mortgage is more complex than buying a single family or town home. That’s because condo guidelines are different than single family homes.
Unlike homes, condominiums are part of larger buildings, and the condo association often has its own documents and by-laws for allowing buyers to purchase a unit in the building. As a result, lenders must consider not only the buyer but also the rules of the building and the condo association before approving a mortgage.
If you’re looking to get a great deal on a Florida condo, it is possible to find units in a building you want and qualify for a mortgage that fits your financial needs but there are some things you should know.