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How to maintain a good credit score

How to maintain a good credit score

Just like bad credit can’t be fixed overnight, good credit takes time to establish. You can’t achieve or maintain good credit with unhealthy financial habits, so build a sound financial plan and follow it. A strong credit history and financial health are a long-term...
What to do if you don’t have a credit score

What to do if you don’t have a credit score

If you don’t have a credit score, you can easily begin to build strong credit. Even if you don’t need to borrow money right now, remember that building good credit is the key to getting approved for mortgages and auto loans with low interest rates. By building credit...
How to fix a bad credit score

How to fix a bad credit score

What should I do if I have a bad score? Have a score below 620? Per Fannie Mae and Freddie Mac underwriting guidelines, if your credit score is below 620 your credit score is considered low. However, the good news is you can fix a bad credit score. It will take time....