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321-239-2781NMLS # 1922428
321-239-2781NMLS # 1922428
English EN Portuguese PT Spanish ES

“You can’t use up creativity. The more you use the more you have.” — Maya Angelou. 

Now, more than ever, I must find creative lending solutions for my clients.

Here’s one example.

Three weeks ago, a realtor called me looking for help.

His client, a couple from New York was under contract to buy a second home in Florida.

They wanted to slow down their business in New York.

And enjoy spending time in sunny South Florida.

But, they weren’t able to get approved for a loan.

Being self-employed with little income showing on their tax returns, they didn’t satisfy traditional bank underwriting guidelines, which are particularly stringent due to COVID-19.

I was able to find them a creative lending solution.

By leveraging another property they held, I was able to find a lender willing to provide them with 100% financing for the Florida home.

Despite the coronavirus pandemic, finding the right lending solution is possible.

It just takes an alternative path to get there.

As a former underwriter, I strive to listen more than speak, assess the risks, identify the lenders most likely to take on the request, and come up with creative solutions to meet my clients’ expectations.

Contact me to discuss your loan scenario.

Let’s get creative together!

Please contact me at 321-239-2781 or david@davidakrebs.com or by clicking here.