DAK Mortgage

About DAK Mortgage

DAK Mortgage is a licensed mortgage broker with over 20 years of experience offering creative mortgage options beyond traditional banks.

What We Offer

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Welcome to DAK Mortgage, a full-service mortgage brokerage specializing in creative financing solutions for residential and commercial properties. 

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Our expertise extends to non-traditional loan programs such as super jumbo loans, bridge loans, and loans that do not require tax returns.

A geometric abstract logo with interconnected shapes forming a symmetrical core design in a modern style.

We offer niche products for foreign nationals and other non-U.S. citizens, self-employed borrowers, non-warrantable condos, investment properties, and properties in foreclosure.

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We also specialize in helping clients who were denied by traditional banks by giving them access to alternative, non-QM loans. 

Meet David And Karen

Portrait of David A. Krebs, a professional with a confident expression, wearing a dark suit and tie.

David A. Krebs

David is a licensed Florida Mortgage Loan Originator who can navigate you through the process of finding the right loan for your needs. Pulling from his past experience as an underwriter, David knows what it takes to get you approved for a loan.

Having worked at banks and other financial institutions in the mortgage industry since 2004, David provides a holistic “behind-the-curtain” view of what lenders really look for when deciding whether to loan money.

“I’m not just a mortgage broker. I’m a problem solver. Whatever your scenario, I have a creative loan program to fit your exact needs.”

Karen Poy, Esq.

Karen has been a licensed Florida attorney since 2006. For 13 years, she worked at K&L Gates, where she was a Commercial Litigation partner. In 2019, she joined David to form DAK Mortgage and she oversees the details of all of their clients’ loan requests from start to finish.

Combining her litigation experience with her real estate expertise, Karen is a trusted advisor for all legal aspects of any property transaction, from simple to complex.

“I understand the importance of timely and accurate communication with clients, and I always put their interests first.”

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