A mortgage broker is a real estate financing professional who works on your behalf to source the most appropriate lender for your mortgage or transaction and manage your application to closing.

Many clients engage mortgage brokers in order to save time and access more sophisticated financing and cost-effective options, rather than the standard options provided by local banks.

Mortgage brokers work with a range of lenders including banks, credit unions and funds to find the most favourable terms for your loan. In many instances, that means reviewing over 50 different suppliers and their terms to provide you with the optimal loan.

As a financing professional who represents borrowers, not lenders, my job is to find the best possible terms and rates for your needs.

But the value I provide is more than simply matching your needs with a loan. With over 14 years experience working with lenders, I have helped clients who were previously denied a loan navigate, negotiate and source finance, even in the most challenging market conditions.

If you are interested in getting help with financing your real estate transaction, feel free to contact me directly here.

As with other finance professionals, mortgage brokers receive fees for their services. These fees are tailored to the individual client and may be covered by the lender or charged as a fee incorporated into your loan.

As a client, you are in control of the costs associated with getting a loan. All fees are disclosed up front before continuing with any finance options.

By finding the most favourable terms for your loan, many of my clients find that the fees charged are far outweighed by the savings and conveniences provided by this service.