95% LTV Purchase Loan for Married Couple in Miami Beach

On behalf of our clients, a married couple, we obtained a $209,000 purchase loan for a condominium unit in Miami Beach at 95% loan-to-value, 30-year fixed. The husband is a U.S. citizen and the wife is a permanent resident (CR-1 green card holder) from Germany. We were able to get them approved despite their difficulty documenting income (the wife is a waitress) and their limited credit history (they have only been in the country for a few years).

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