by David A. Krebs | Dec 10, 2018
On behalf of a client with a lot of credit card debt, no recent tax returns, and too many non-sufficient funds (NSFs) on her checking account, we obtained a $120,000 cash-out refinance to allow her to use the proceeds to pay attorneys’ fees in an ongoing dispute with... 
by David A. Krebs | Nov 20, 2018
On behalf of an out-of-state client who appeared to have limited income, we creatively relied on income she received from family members, as well as assets she jointly held with her family, to obtain a $320,000 purchase loan to buy a new home in Florida and close on... 
by David A. Krebs | Nov 1, 2018
On behalf of a client who had been unemployed for a few months, we used the lender’s bank statement program to prove the client had the capacity and cash flow to repay the loan, and obtained a $240,000 purchase loan to allow him to buy a new home and relocate with his... 
by David A. Krebs | Oct 11, 2018
On behalf of a client whose credit score was in the 600s, we obtained a $240,000 cash-out refinance to allow him to use the proceeds to pay his credit card debt, delinquent real estate taxes, and other arrearages.... 
by David A. Krebs | Jul 20, 2018
On behalf of a client whose bank was only able to offer a 5/1 hybrid adjustable-rate mortgage with a 20% down payment, we obtained a $100,000 investment loan with much more favorable terms (including a 30-year term, a much lower fixed interest rate, and only a 10%... 
