EN PT ES 321-239-2781 NMLS # 285280
Cash-Out Refinance Despite Various Credit Issues

Cash-Out Refinance Despite Various Credit Issues

On behalf of a client with a lot of credit card debt, no recent tax returns, and too many non-sufficient funds (NSFs) on her checking account, we obtained a $120,000 cash-out refinance to allow her to use the proceeds to pay attorneys’ fees in an ongoing dispute with...
Purchase Loan in Florida for Out-of-State Borrower

Purchase Loan in Florida for Out-of-State Borrower

On behalf of an out-of-state client who appeared to have limited income, we creatively relied on income she received from family members, as well as assets she jointly held with her family, to obtain a $320,000 purchase loan to buy a new home in Florida and close on...
Purchase Loan for Unemployed Borrower

Purchase Loan for Unemployed Borrower

On behalf of a client who had been unemployed for a few months, we used the lender’s bank statement program to prove the client had the capacity and cash flow to repay the loan, and obtained a $240,000 purchase loan to allow him to buy a new home and relocate with his...
Purchase Loan for Second Home and Investment Property

Purchase Loan for Second Home and Investment Property

On behalf of a client whose bank was only able to offer a 5/1 hybrid adjustable-rate mortgage with a 20% down payment, we obtained a $100,000 investment loan with much more favorable terms (including a 30-year term, a much lower fixed interest rate, and only a 10%...