About David A. Krebs
Overview
- David A. Krebs is a licensed mortgage broker who can navigate you through the process of finding the right loan for your needs.
- He is licensed to broker residential mortgages in Florida, and he can broker commercial mortgages all throughout the United States.
- David thoroughly enjoys leveraging his 15-plus years of experience in the mortgage industry to help his clients, and he would consider it a privilege to work with you as well.
Access To A Wide Variety of Loan Programs – Both Exotic and Traditional
- David provides a wide variety of lending products that can be tailored to your specific situation.
- Whether you are an individual looking for a residential loan, or you are a company seeking a commercial loan, David is highly creative and experienced with all lending scenarios, both exotic and traditional.
- Exotic: He has developed a niche for specialized, exotic areas, such as foreclosure bailout, financing for foreign nationals, non-warrantable condominiums, Chapter 11 bankruptcy debtor-in-possession (DIP) financing, and jumbo financing.
- Traditional: He also has loan programs for traditional uses, including purchase, refinance, construction, renovation, and investment rental portfolios.
“Behind-The-Curtain” View Of What Lenders Really Look For
- Having worked at banks and other financial institutions in the mortgage industry since 2004, David can give you a holistic “behind-the-curtain” view of what lenders really look for when deciding whether to loan money.
- For the past decade and a half, David has not only originated loans, but he has also underwritten loans, both commercial and residential.
- In other words, David knows what it takes to get a loan application approved.
- He can advise you on how to maximize your chances of being approved as well, particularly if your bank has previously declined your application for a home mortgage loan or turned down your application for a commercial real estate loan.
“It’s All About Who You Know”
- David recognizes that your time is precious.
- Once he is familiar with your financial situation, he can immediately identify the top potential lenders, pick up the phone, and quickly narrow down the field of contenders.
- As the saying goes, “It’s all about who you know.”
- Over the past 15 years, David has built symbiotic relationships with the key decision-makers at several lending institutions – banks and private lenders alike.
- These individuals will always take David’s phone call, as they enjoy working with him and utilizing his unique skill set.
- Drawing from this deep network of contacts, David will act quickly to match you with the lender who will give you the best interest rates and terms.