Commercial and Residential Mortgage Financing

Is your bank holding you back? David A. Krebs can help you access a powerful range of flexible and effective financial options beyond your regular bank or broker.

Loan Options and Programs

What Can A Mortgage Broker Do For You?


The mortgage industry is a very competitive one, so if you are on the market for a residential, commercial mortgage, or buying as an investor , you may want to consider working with a licensed mortgage broker with wholesale relationships with multiple banks and lenders.


Refinancing means to pay off an existing mortgage with another one that is preferably at a lower rate. Just about everyone who is in the market to refinance asks the same question – “When I refinance, should I get a fixed or adjustable rate mortgage?”


Foreign Nationals

As mortgage brokers, we have extensive experience helping foreign nationals interested in investing in the U.S. We are committed to help you find the right products and/or programs that will fit with your financial needs in purchasing a vacation home or an investment property in the U.S.


Renovation Financing

Home improvement mortgages are an extremely beneficial way to do major repairs, total renovations, improve your kitchen or bathrooms or simply add to the curb appeal.

Non-Warrantable Condo

Are you looking to buy a new construction unit in a condominium but are unable to get financing? Buying a new construction condo is a great investment. 


Are you thinking about buying a house that costs more than $453,100? Unless you are planning to make a significant cash down payment on your new home, it’s likely that you will need to apply for a jumbo loan.

Bank Decline your Loan?

Two minutes of your time can turn that around.

Latest News

Guide to non-resident and foreign national mortgages in Miami

If you’re entering the United States real estate market from another country or even buying a home can seem even more daunting than it does to local Americans. Many borrowers looking for a home or investment property here in the United States can find it difficult to...

Guide to Jumbo Loans in Miami Florida

Home to gorgeous beaches, bustling nightlife and luxurious lifestyles, Miami is a city known for its beautiful skyline and higher than average property prices. For many people, purchasing property in this great city is an exciting event. However, with the higher...

How to maintain a good credit score

Just like bad credit can’t be fixed overnight, good credit takes time to establish. You can’t achieve or maintain good credit with unhealthy financial habits, so build a sound financial plan and follow it. A strong credit history and financial health are a long-term...