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321-239-2781
321-239-2781NMLS # 1922428
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Commercial and Residential Mortgage Loans

David A. Krebs is a licensed mortgage loan originator with 15 years of experience offering loan options beyond traditional banks

Are you a company seeking a commercial loan?  We have loan programs to satisfy all your business needs.

We offer commercial loans for traditional uses, including purchase, construction, renovation, refinancing, and investment.

We offer commercial loans for less traditional uses, such as management buyout, line of credit, blanket mortgage, non-U.S.-citizen financing, debtor-in-possession financing (DIP), and litigation financing.

We have helped companies get through all situations, from obtaining loans to start their new business, to getting financing to keep them afloat through bankruptcy. Click here to learn more.

Are you an individual seeking a residential loan?  We have loan programs to satisfy all your home needs.

We offer residential loans for traditional uses, including purchase, construction, renovation, refinancing, and investment.

We offer residential loans for less traditional uses, such as second mortgage, divorce, non-U.S.-citizen financing, jumbo financing, financing despite recent credit events (e.g., bankruptcy, short sale, foreclosure, or deed in lieu of foreclosure), and non-warrantable condominium financing.

We have helped families and individuals obtain loans for all scenarios, including first-time home-buying, cash-out refinancing, and jumbo financing.  Click here to learn more.

Looking Ahead to 2020

Hello Friends and Colleagues: As we reach the end of 2019, I gathered some thoughts as to what 2020 might bring. By no means am I an economist, but being a native Miamian, I've witnessed first-hand a few market cycles. Will the U.S. economy go into a recession? My...

Beyond Banks (Volume 4): Preferred equity may be the solution to complete your capital stack

Raising millions of dollars in capital for the purchase, renovation or development of commercial real estate is no easy task. Sometimes, senior debt through traditional lending is not enough.  For example, your bank may cap you at 65% loan-to-value. Your bank also may...

Our article on coworking was published in the Daily Business Review’s Commercial Real Estate Special Report

We are pleased to announce that our article, "Coworking Reshapes the Office Landscape in South Florida," was published in the Daily Business Review on September 23, 2019 in their Commercial Real Estate Special Report. Click here to read the full article on our...

Did your bank deny your loan application? You are not alone. We specialize in helping companies and individuals get approved by alternative lenders. 

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Typical Denial Rate for Commercial Loans by Big Banks

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Typical Denial Rate for Residential Loans by Big Banks