Discover flexible loan options for entrepreneurs and self-employed borrowers. Secure your loan with unique solutions for insufficient reported income or credit blemishes. No tax returns required.
Understand the unique financing challenges faced by high-net-worth individuals. Discover exclusive loan options for luxury, high-end single-family residences and condominiums. Learn how to secure the best terms with private banking or non-QM loans.
Understand what makes a condo non-warrantable and why traditional lenders shy away from them. Explore alternative loan options to purchase or refinance a non-warrantable condo, including creative programs for self-employed borrowers, foreign nationals, and super jumbo loan amounts.
Get the answers to these questions: What is a bridge loan? What are the typical terms? For which scenarios is a bridge loan the right solution? What are the pros and cons?
Loan Amount: $6,146,900.00
Loan Type: Super Jumbo
Our client was under contract to purchase a new construction condominium in a St. Regis property for $8.2M and he needed the highest loan amount possible. We obtained 75% LTV, which most banks can’t offer for super jumbo loans of this size.
Loan Amount: $4,960,000.00
Loan Type: Super Jumbo
Our client, a plastic surgeon, was under contract to buy a $6.2M home in Laguna Beach, CA. His bank capped his loan amount at $3M. Our lender provided him with nearly $2M more at 80% LTV.
Loan Amount: $4,290,000.00
Loan Type: Super Jumbo
Our client, a CEO of a family-owned company, was under contract to purchase a $6.6M home in West Palm Beach, FL. His tax returns didn’t show sufficient income, so we used 12 months of his business bank statements instead.
Loan Amount: $2,318,000.00
Loan Type: Rental Portfolio
Through a single loan known as a rental portfolio loan, our client did a cash-out refinance on his portfolio of 12 rental investment properties in Florida at once. He now makes one single monthly mortgage payment for all 12 properties.
