Residential Loans: Overview of Programs
Purchase Loans
Are you looking to purchase your very first home? Or are you already a homeowner contemplating a move to a new neighborhood?
Refinancing
Are you interested in obtaining a lower interest rate on your current home mortgage and reducing your debt burden? Or, if your home has increased in value, are you interested in doing a cash-out refinancing and using the cash to pay for college tuition, go on a family vacation, invest in other real estate, or even start a business?
Non-U.S.-Citizen Financing
Are you a permanent resident with a green card, non-permanent resident with a work visa, or foreign national looking to purchase a second home, vacation home, or investment property in the United States?
Jumbo Loans
Are you interested in buying or refinancing a home in Florida with a loan amount in excess of $548,250 (one-unit), $702,000 (two-unit), $848,500 (three-unit), or $1,054,500 (four-unit)?
Investment Loans
Is it your goal to invest in residential real estate with four units or less, for example, to be a fix-and-flipper or to generate rental income?
Book a call with us today
Non-Warrantable Condominium Financing
Are you considering purchasing a condominium that does not meet Fannie Mae and Freddie Mac’s conventional guidelines (i.e., a “non-warrantable condo”)?
Financing Despite Recent Credit Events
Did you recently go through a negative event that impaired your credit history (e.g., bankruptcy, short sale, foreclosure, or deed in lieu of foreclosure)? Curious to see if you still qualify for a loan?
Construction Loans
Do you have aspirations to design and build your dream home from the ground up?
Renovation Loans
Are you ready to boost the value of your home by updating your kitchens or bathrooms, expanding your floor plan with a new addition, performing major repairs, or making total renovations?
David A. Krebs is a licensed mortgage broker with over 15 years of experience offering loan options beyond traditional banks
Videos
Our 4Q 2020 brochures of our loan programs are available
We are pleased to offer our brochures of our residential and commercial loan programs for the final quarter of 2020. ...
The owner-occupied, lite-doc program can be a great option for you
Earlier this month, we posted a video about the owner-occupied, no-ratio program. Are you willing to provide more...
The owner-occupied, no ratio-program is back
Brace yourself. The owner-occupied, no-ratio program is back. This is truly exciting news -- we haven’t seen...
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