Residential Loan Programs
David A. Krebs can help you find the right residential loan program to fit all your home needs. If you answer “Yes” to any of the questions on this page, we welcome the opportunity to help you.
Are you looking to purchase your very first home? Or are you already a homeowner contemplating a move to a new neighborhood?
Do you have aspirations to design and build your dream home from the ground up?
Are you ready to boost the value of your home by updating your kitchens or bathrooms, expanding your floor plan with a new addition, performing major repairs, or making total renovations?
Is it your goal to invest in residential real estate with four units or less, for example, to be a fix-and-flipper or to generate rental income?
Are you interested in obtaining a lower interest rate on your current home mortgage and reducing your debt burden? Or, if your home has increased in value, are you interested in doing a cash-out refinancing and using the cash to pay for college tuition, go on a family vacation, invest in other real estate, or even start a business?
Are you interested in buying or refinancing a home in Florida with a loan amount in excess of $510,400 (one-unit), $653,550 (two-unit), $789,950 (three-unit), or $981,700 (four-unit)?
Are you a permanent resident with a green card, non-permanent resident with a work visa, or foreign national looking to purchase a second home, vacation home, or investment property in the United States?
Non-Warrantable Condominium Financing
Are you considering purchasing a condominium that does not meet Fannie Mae and Freddie Mac’s conventional guidelines (i.e., a “non-warrantable condo”)?
Financing Despite Recent Credit Events
Did you recently go through a negative event that impaired your credit history (e.g., bankruptcy, short sale, foreclosure, or deed in lieu of foreclosure)? Curious to see if you still qualify for a loan?