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Need a loan amount that far exceeds the limits of conventional conforming loans? We can help you get to the next level. We specialize in super jumbo loans in California.
In California, high property values necessitate super jumbo loans. As the cost of living and housing prices escalate, traditional loan amounts are insufficient.
Super jumbo loans enable borrowers to purchase or refinance properties in affluent areas.
Furthermore, super jumbo loans can be a strategic financial tool for high-net-worth individuals, maximizing their borrowing power while potentially taking advantage of tax benefits.
Our California super jumbo loan programs, quite simply, let you have your cake and eat it too. You can get the best of both worlds: high loan amount and high loan-to-value (LTV). Whereas other lenders only go up to $3M at 80% LTV, we surpass that with $7.5M at 80% LTV.
$3,000,000 - $7,500,000
$7,500,001 - $10,000,000
$10,000,001 - $15,000,000
We are not a traditional bank. As a mortgage broker with a network of creative, non-QM lenders, we can tailor your super jumbo mortgage in CA to your exact needs.
Super jumbo loans are not reserved for only borrowers who are employed and can provide 2 years of tax returns. Self-employed borrowers can also take advantage of super jumbo loans. No tax returns required. Instead, qualify based on bank statements or a profit-and-loss statement.
In certain super jumbo loan scenarios, if you hold twice the loan amount in liquid assets, you may be exempt from the traditional income verification process. This means you are not required to present tax returns or proof of income, as your substantial liquidity demonstrates adequate ability to service the loan.
We provide innovative super jumbo loan programs that cater to diverse financial situations. This includes extending eligibility to non-US citizens (foreign nationals), enabling qualification through asset pledging, and facilitating high leverage via cross-collateralization.
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When it comes to a CA super jumbo mortgage, we know where to turn. We connect our clients to the best super jumbo mortgage lenders.
We helped our client close this super jumbo purchase in Laguna Beach, California:
As background, our client had previously gone to his bank, but they capped his loan amount at $3M.
We introduced him to a private bank with a healthy appetite for higher-leverage super jumbo loans.
Our client got his desired $4.96M at 80% LTV and the deal was saved for the realtors.
A super jumbo loan in California is a mortgage that far exceeds the typical conforming loan limits, often used for high-value properties in the state’s costly real estate markets. Super jumbo loans range from $5 to $30 million and are designed to finance luxury properties in highly competitive local markets.
A super jumbo loan is a mortgage that far exceeds the jumbo loan limits set by Freddie Mac and Fannie Mae. Utilized for financing ultra-high-value properties, these loans are generally considered super jumbo when the loan amount exceeds $5 million. Some super jumbo lenders offer loans up to $30 million.
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DAK Mortgage is a licensed mortgage broker that can navigate you through the process of finding the right loan for your needs.
The content provided within this website is presented for information purposes only. All programs, rates, terms, and conditions are subject to change without notice. Loan approval is dependent on borrower credit, collateral, financial history, program availability, and other factors that are subject to change without notice. Other restrictions may apply. This is not an offer to lend. DA Krebs, Inc. dba DAK Mortgage | NMLS #1922428 www.nmlsconsumeraccess.org | Florida Mortgage Broker License #MBR3365 | Equal Housing Opportunity
Contact
David A. Krebs
NMLS # 285280
DA Krebs, Inc. dba DAK Mortgage
NMLS # 1922428
1080 Brickell Avenue, #3106
Miami, Florida 33131
