David Krebs
David Krebs
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Commercial Mortgage Loan: How Can You Use It To Invest?
What Type Of Mortgage Is Best For You?
Home Buyers
Mortgage Broker Or Bank: Which Is Better For You?

Loan Options & Programs

What Can A Mortgage Broker Do For You?


The mortgage industry is a very competitive one, so if you are on the market for a residential, commercial mortgage, or buying as an investor , you may want to consider working with a licensed mortgage broker with wholesale relationships with multiple banks and lenders.


Refinancing means to pay off an existing mortgage with another one that is preferably at a lower rate.

Just about everyone who is in the market to refinance asks the same question – “When I refinance, should I get a fixed or adjustable rate mortgage?”

Foreign Nationals

Florida has one of the largest numbers of foreign real estate investors in the U.S. according to the NARF. Non-U.S. borrowers can get financing from lenders, banks and other financing organizations.

As mortgage brokers, we have extensive experience helping foreign nationals interested in investing in the U.S. We are committed to help you find the right products and/or programs that will fit with your financial needs in purchasing a vacation home or an investment property in the U.S.

Renovation Financing

Home improvement mortgages are an extremely beneficial way to do major repairs, total renovations, improve your kitchen or bathrooms or simply add to the curb appeal.

Maybe, you’re looking for a way to boost the value of a home?

Non-Warrantable Condo

Are you looking to buy a new construction unit in a condominium but are unable to get financing?

Buying a new construction condo is a great investment. As in most cases, you’ll be buying at ground floor pricing. But, getting a mortgage for a new construction unit can be a challenge. For example, if not enough units have been sold in the condo, the loan (or condo?) may be considered a non-warrantable condo.


Are you thinking about buying a house that costs more than $453,100? Unless you are planning to make a significant cash down payment on your new home, it’s likely that you will need to apply for a jumbo loan.

We specialize in jumbo loans and can give you and your clients the pricing and turn time they deserve.

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Bank decline your loan?

Two minutes of your time can turn that around

What Do Mortgage Brokers Do?

Need money to buy a home? You probably need a mortgage broker. Here’s how they help you get into the home you want.

The mortgage industry is a very competitive one, so if you are on the market for a residential mortgage, or refinancing your existing one, you may want to consider working with a licensed mortgage broker with wholesale relationships with multiple banks and lenders.

You need a mortgage loan officer you can trust that shares your values of honesty, integrity and excellence in customer service.

We are Miami based mortgage brokers and we work on your behalf to find suitable lenders for your specific financial needs.

We specialize in origination of residential mortgage loans and work with as many as 25 lenders and have direct access to hundreds of loan products.

As brokers, we wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options.

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need a mortgage broker who is committed to providing you the best and most personalized service.

Our mission is to build a relationship with you and act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, attorneys, and any other services that may affect your home buying process.

In a volatile home-lending market, we serve as safeguards offering security, safety and peace of mind.

One of the most important things we do is guide you and oversee your loan application through the entire process. We track each transaction for possible breakdowns and use our years of expertise to get you into the home you want.