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Super jumbo mortgages are loans that far exceed the typical limits set by the Federal Housing Finance Agency, usually starting at $3 million and going as high as $30 million or more.
These loans cater to high-net-worth individuals seeking to finance luxury properties.
However, not all lenders are equipped to handle these loans. Only a handful of lenders in the U.S. specialize in super jumbo loans, understanding the unique needs and risks associated with such high-value transactions.
DAK Mortgage is here to help you navigate this niche market. We connect you with the best super jumbo mortgage lenders who have the expertise and resources to handle these large loans efficiently and effectively.
With DAK Mortgage, you can access super jumbo lenders that offer innovative programs, allowing you to maximize your leverage. These lenders think outside the box, offering high loan amounts and high loan-to-value (LTV) ratios.
While other lenders cap the borrower at $3M at 80% LTV, our lenders surpass that as follows:
$3,000,000 – $7,500,000
$7,500,001 – $10,000,000
$10,000,001 – $15,000,000
At DAK Mortgage, we are not your traditional bank. As a mortgage broker, we have a network of creative super jumbo mortgage lenders ready to tailor your mortgage to your exact needs.
We understand that every borrower is unique, and we strive to provide personalized solutions from the best jumbo loan lenders that meet your specific requirements.
Super jumbo loans are not exclusive to traditionally employed borrowers.
There are lenders who offer specialized programs for self-employed individuals.
These lenders understand that self-employed borrowers may not have traditional income documentation, so they offer alternative qualification methods, such as bank statements or profit-and-loss statements.
No tax returns required.
There are lenders who offer unique programs for super jumbo loans.
For instance, if you have liquid assets equivalent to twice the loan amount, some lenders may exempt you from the traditional income verification process.
This flexibility allows borrowers with significant liquidity to secure a super jumbo loan without the need to provide a single tax return.
In the world of super jumbo loans, creativity is key. Some lenders offer innovative loan programs that cater to diverse financial situations.
Whether you’re a foreign national, looking to qualify through asset pledging, or seeking high leverage via cross-collateralization, there is a super jumbo mortgage lender for you.
When it comes to connecting borrowers with the top super jumbo mortgage lenders, DAK Mortgage has a proven track record.
We helped our client close this super jumbo loan in California:
As background, our client had previously gone to his bank, but they capped his loan amount at $3M.
We introduced him to a private bank with a healthy appetite for higher-leverage super jumbo loans.
Our client got his desired $4.96M at 80% LTV and the deal was saved for the realtors.
Don’t get lost in the haystack of lenders. Let us help you find the proverbial needle
